What Is Comprehensive Insurance? Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance will cover your vehicle if destroyed by a tornado, dented by a run-in with a deer, spray-painted by a vandal, damaged by a break-in, or crushed by a collapsing … Read more
What Is a Credit Rating? The term credit rating refers to a quantified assessment of a borrower’s creditworthiness in general terms or with respect to a particular debt or financial obligation. A credit rating can be assigned to any entity that seeks to borrow money—an individual, a corporation, a state or provincial authority, or a sovereign government. … Read more
What Is a Deductible? For tax purposes, a deductible is an expense that an individual taxpayer or a business can subtract from adjusted gross income while completing a tax form. The deductible expense reduces taxable income and, therefore, the amount of income taxes owed.1 U.S. individual taxpayers may either use the standard deduction or fill out a list of all … Read more
How to know if you’re paying too much—and what you can do to lower your rates Your car insurance costs are in some ways a reflection of you, with the rates you pay based on factors such as your driving record and where you live. If your premiums seem too high or have shot up … Read more
What Is a Good Student Discount? The term good student discount refers to an auto insurance policy discount available to young drivers who earn good grades in school. This discount assumes that young drivers who are responsible when it comes to their studies are more likely to be responsible drivers. As a result, they deserve to pay … Read more
If you’re the main provider for your family and are worried about their financial future if you were to die, a life insurance policy can provide peace of mind. Life insurance can help your family cover burial expenses, education costs for your children, loss of income or any other financial need. Below, you’ll find our … Read more
Car insurance is necessary to protect you financially when behind the wheel. Whether you just have basic liability insurance or you have full auto coverage, it’s important to ensure that you’re getting the best deal possible. Wondering how to lower car insurance? Here are 15 strategies for saving on car insurance costs. KEY TAKEAWAYS One of … Read more
While most people know whether they have liability, collision and/or comprehensive coverage, few people pay much attention to their insurance coverage until after they’ve been in an accident. In this article, we’ll go over car insurance coverage and give you some tips to help you get the most for your money. The Basic Types of Coverage Protecting … Read more
Detroit — Gov. Gretchen Whitmer reiterated Tuesday the promise that Michigan drivers would begin receiving $400 auto insurance refund checks this week, touting insurance savings for drivers following the 2019 auto no-fault insurance reform. Whitmer spoke at a press conference at the Jefferson Chevrolet dealership alongside Detroit Mayor Mike Duggan and Anita Fox, director of the Michigan Department … Read more
Money-making in the 21st century isn’t limited just to 9 to 5 jobs. You can earn around the clock, even when asleep. There are many different ways to do that; you can invest in securities, take up a freelance role, or play video games. Yes, you read that correctly. Playing video games can help you … Read more