Best Car Insurance Companies

The best car insurance company isn’t necessarily the cheapest. It’s tempting to shop for a new insurance policy based on price alone, but you need a company that will be there for you when it comes time to make a claim. After all, you don’t want to choose the cheapest car insurance quote only to … Read more

Black Box Car Insurance

What Is Black Box Car Insurance? Black box car insurance, also known as telematics insurance, is a type of auto insurance that uses technology to track and record a policyholder’s driving behavior. The goal is to base the driver’s insurance premiums on how much they drive and how safe (or risky) they are behind the wheel. KEY TAKEAWAYS Black … Read more

Comprehensive Insurance

What Is Comprehensive Insurance? Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance will cover your vehicle if destroyed by a tornado, dented by a run-in with a deer, spray-painted by a vandal, damaged by a break-in, or crushed by a collapsing … Read more

Credit Rating

What Is a Credit Rating? The term credit rating refers to a quantified assessment of a borrower’s creditworthiness in general terms or with respect to a particular debt or financial obligation. A credit rating can be assigned to any entity that seeks to borrow money—an individual, a corporation, a state or provincial authority, or a sovereign government. … Read more

Deductible

What Is a Deductible? For tax purposes, a deductible is an expense that an individual taxpayer or a business can subtract from adjusted gross income while completing a tax form. The deductible expense reduces taxable income and, therefore, the amount of income taxes owed.1 U.S. individual taxpayers may either use the standard deduction or fill out a list of all … Read more

Why Is My Car Insurance So High?

How to know if you’re paying too much—and what you can do to lower your rates Your car insurance costs are in some ways a reflection of you, with the rates you pay based on factors such as your driving record and where you live. If your premiums seem too high or have shot up … Read more

Good Student Discount

What Is a Good Student Discount? The term good student discount refers to an auto insurance policy discount available to young drivers who earn good grades in school. This discount assumes that young drivers who are responsible when it comes to their studies are more likely to be responsible drivers. As a result, they deserve to pay … Read more

Best Life Insurance Companies of 2022

If you’re the main provider for your family and are worried about their financial future if you were to die, a life insurance policy can provide peace of mind. Life insurance can help your family cover burial expenses, education costs for your children, loss of income or any other financial need. Below, you’ll find our … Read more

Tips and Ideas for Cutting Car Insurance Costs

Car insurance is necessary to protect you financially when behind the wheel. Whether you just have basic liability insurance or you have full auto coverage, it’s important to ensure that you’re getting the best deal possible. Wondering how to lower car insurance? Here are 15 strategies for saving on car insurance costs. KEY TAKEAWAYS One of … Read more

How to Find the Right Car Insurance

While most people know whether they have liability, collision and/or comprehensive coverage, few people pay much attention to their insurance coverage until after they’ve been in an accident. In this article, we’ll go over car insurance coverage and give you some tips to help you get the most for your money. The Basic Types of Coverage Protecting … Read more