Best No-Medical-Exam Life Insurance

No-medical-exam life insurance simply refers to any life insurance policy for which you can apply without taking a medical exam. It’s an option for anyone who wants a life insurance policy but would prefer to skip the exam. It used to be that you had to undergo a medical screening for most types of life … Read more

Best Whole Life Insurance Companies

Whole life insurance is a type of permanent life insurance, meaning it’s designed to last for as long as you live. This differs from term life insurance, which lasts for a set number of years, such as 20. Whole life also incorporates a tax-deferred cash value, which is similar to a savings account, and may … Read more

Universal Life Insurance

What Is Universal Life (UL) Insurance? Universal life (UL) insurance is permanent life insurance (lasting the lifetime of the insured) that has an investment savings element and low premiums similar to those of term life insurance. Most UL insurance policies contain a flexible-premium option. but some require a single premium (single lump-sum premium) or fixed premiums (scheduled fixed premiums). … Read more

Best Life Insurance Companies for People Over 50

Buying life insurance can become more difficult as you get older, but it’s certainly doable. In part, this is because life insurance gets more expensive as you age. But it’s also because you may have developed health issues that make life insurers less inclined to approve your application. But if you’re over 50 and in … Read more

Best Term Life Insurance Companies

Whole life insurance is a type of permanent life insurance, meaning it’s designed to last for as long as you live. This differs from term life insurance, which lasts for a set number of years, such as 20. Whole life also incorporates a tax-deferred cash value, which is similar to a savings account, and may … Read more

Top Children’s Life Insurance Companies

Some families may decide to purchase life insurance for children to lock in a low rate and protect their insurability while providing for burial expenses in the event of their death. Children’s life insurance is also sometimes marketed as a college savings vehicle, but is typically inferior to other savings plans.  There are a couple … Read more

Best Pet Insurance Companies

If your pet were to be seriously injured and needed emergency medical care, how would you cover the cost? In a recent study, 46% of pet owners said an unexpected emergency expense of $500 or less caused financial stress.1 If an emergency veterinary bill would cause you financial issues, pet insurance can be an essential safeguard. … Read more

Property Insurance

What Is Property Insurance? Property insurance is a broad term for a series of policies that provide either property protection coverage or liability coverage for property owners. Property insurance provides financial reimbursement to the owner or renter of a structure and its contents in case there is damage or theft—and to a person other than the owner … Read more

Renter’s Insurance

What Is Renter’s Insurance? Renter’s insurance is property insurance that provides coverage for a policyholder’s belongings, liabilities, and possibly living expenses in case of a loss event. It’s available to persons renting or subletting a single family home, apartment, duplex, condo, studio, loft, or townhouse. The policy protects against losses to the tenant’s personal property within the rented property. In addition, a renter’s … Read more

Liability Insurance

What Is Liability Insurance? The term liability insurance refers to an insurance product that provides an insured party with protection against claims resulting from injuries and damage to other people or property. Liability insurance policies cover any legal costs and payouts an insured party is responsible for if they are found legally liable. Intentional damage and contractual liabilities are generally not … Read more